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NOT NULL CONSTRAINT -    Ensures that a column cannot have a null value. DEFAULT CONSTRAINT -    Provides a default value for a column when none is specified  UNIQUE CONSTRAINT -   Ensures that all values in columns are different  CHECK CONSTRAINT -   Makes sure that all values in a column satisfy certain criteria  PRIMARY KEY CONSTRAINT -   Used to uniquely identify a row in the table  FOREIGN KEY CONSTRAINT -   Used to ensure referential integrity of the data  Primary Key - is used uniquely to identify each row in a table . It can consist of one or more columns on a table . When Multiple columns are used on a table it is called composite key.  Foreign Key - Foreign key is a column or columns that references a column most often primary key of another table . The purpose of foreign key is to maintain referential integrity of the data. Pg admin  Data base - training - right click on training - ...
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Role of Wealth Manager

 Licensed advisors of wealth management focuses on which investment should be done . 

They will take of risk management .

They will show different investment alternatives .

Cryptocurrencies , precious metals , stones , ancient kind of art is valuable also . 

Wealth manager makes a portfolio of different investments to get greater return but of course according to client needs. 

They will help you manage the risk , but there are different time horizons .

Lets say crowd funding , Tyke is a crowd funding platform which asks the mass to invest in the new business . One cannot go for IPO , 

if investor is investing in some kind of startup , they want to know the time horizon , time when the money will return . There is surety then amount you return will grow in multiples.

Wen we are suggesting our clients to invest in start up , we have to define the time horizon , how much time the money will blocked and return is expected . 

What is the tax benefits or tax saved ?

Basic role of Wealth manager -

1.Insurance planning -Why insurance is needed now in the portfolio

-> Health Coverage 

->  life coverage 

Different investors for different plans .

You should go for term policy when you put premium amount but you will get life coverage of Rs 1 crore!

You should know the insurance plan so that you can refer to investor . 

Some percentage has to go to your life because you should consider your life for any sort of medical claims .

2.Investment planning 

3.Tax planning 

4.Legal advice and estate

5.Retirement planning -  What do you think is correct age to advice for retirement planning ?

If you are planning to retire at 60 at least at the age of 40 or 45 you should start with it .

6.Cash flow management -managing the extra fund of then company .Suppose i have 1 lakh so suggest should invested in equity market or put in different fields .

you should invest in different sectors to reduce risk and diversify portfolio.





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