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NOT NULL CONSTRAINT -    Ensures that a column cannot have a null value. DEFAULT CONSTRAINT -    Provides a default value for a column when none is specified  UNIQUE CONSTRAINT -   Ensures that all values in columns are different  CHECK CONSTRAINT -   Makes sure that all values in a column satisfy certain criteria  PRIMARY KEY CONSTRAINT -   Used to uniquely identify a row in the table  FOREIGN KEY CONSTRAINT -   Used to ensure referential integrity of the data  Primary Key - is used uniquely to identify each row in a table . It can consist of one or more columns on a table . When Multiple columns are used on a table it is called composite key.  Foreign Key - Foreign key is a column or columns that references a column most often primary key of another table . The purpose of foreign key is to maintain referential integrity of the data. Pg admin  Data base - training - right click on training - query click  Always add semi colen to run the query  Int - integer  varchar - variable charact

Case study based on portfolio and asset allocation

#Case study based on portfolio and asset allocation:

You are required to suggest an asset allocation by making a portfolio on the given details about an investor 
Mr Raj a 35 year old married individual and his wife whose age was 30 years has a 3 year old son. Mr Raj was earning rs 40000 per month while his wife earning 30000 per month , thus having a total family income is rs 70000 per month. As their expenses were around 45000rs per month , they could have a surplus around rs 25000 on a monthly basis.

Solution- 
Portfolio: 
Investment -

House Purchase 
Equities less to equity
Mutual Fund More to mutual fund 
Term Insurance 
Health insurance 
Child Education policy 
Tax benefit plans 

#You are required to suggest asset allocation -

Jaspreet and Nehar , husband and wife age 31 and 30 respectively 
No children as of now 
Income - 200000 Per month 
Monthly expenses - 80000/month 
Credit cards dues - none 
Both Jaspreet and Naher parents are financially independent 

Solution -
Portfolio:
Investments -

Term Insurance 
Health Insurance 
Tax benefit 
Equity 
Mutual Fund 
Derivatives or Currency Exchange
Real Estate 
Bonds

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